The 0728 Convertible Clutch was inspired by the need for versatility. The clutch and its jewelry-quality chain can be worn multiple ways. With the chain attached as a shoulder bag, without the chain to carry as a hand-held clutch, or wear the chain as a necklace and use the clutch as a wallet. The interior of the clutch is tailored to secure essentials such as credit cards, cash, and a smartphone, yet the clutch is still slim enough to use as a wallet. Accessorize with Detachable Jewelry Chains.